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Mary Nuckols
Century 21 Whitewater Clark
McCall, ID 83638
Phone: 208-630-4642
Email: mary@idaholandontheweb.com

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Mary Nuckols and Century 21 Whitewater Clark Representing buyers & sellers
of unique Idaho properties from the Salmon River, on south to the New
Meadows Valley and McCall, Cascade and Tamarack Resort in Valley County. You
will find this area abounds with recreational opportunities from world class
whitewater rafting & jet boating, fishing, hunting, skiing, back country
flying, wonderful golf courses, snowmobiling & hiking trails extending into
1,000's of acres of pristine wilderness. Nat'l Forests surround us with
incredible diversity of land including varied mountain ranges with alpine
lakes to lush valleys & deep canyons. A place to enjoy your ultimate active
life style. Exclusive ranches and retreats are available. Vacation
properties, investments or the perfect home - we'll find your Utopia! In the
"Quick Search"  on this page you can find active listings in our local
Mountain Central MLS. Call Mary Nuckols - 208-630-4642
Mary@IdahoLandOnTheWeb.com
 

Welcome to the premier resource for all real estate information and services in the area. I hope you enjoy your visit and explore everything my realty website has to offer, including McCall real estate listings, information for homebuyers and sellers, and more About Us, your professional McCall Realtor.

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use my Dream Home Finder form and I'll conduct a personalized search for you.

If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. I would love to help you with a FREE Market Analysis. I will use comparable sold listings to help you determine the accurate market value of your home.

Real Estate News!!!

Latest Realty News from NAR

How Many Active Listings Can you Afford to Buy in the 100 Largest Metro Areas?

Find out how many of the homes which are currently listed for sale you can afford to buy based on your income.

A typical household earning about $51,000[1] can afford to buy 36% of homes for sales in the United States, according to the REALTORS® Affordability Distribution Curve and Score (RADCS). The tool below, updated with August 2018 data, lets you find out what share of homes, which are currently listed for sale, you can afford to buy in the 100 largest metro areas based on your income.

Select a range that best describes the income that you earn. Hover over the map to see the percentage of homes which are currently listed for sale that you can afford to buy.

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The NAR Research Group and REALTOR.COM have partnered to conduct an analysis of affordability at different income levels for all active inventory on the market. The result of this analysis, the RADCS, shows that a household needs to earn at least $65,000 to afford more than half of the active housing inventory. Currently, the typical household, earning $51,000 can afford to buy 36 percent of homes for sale. Compared to a year earlier, housing affordability across the United States declined in August. The main reason for the decline is that housing inventory remains very low, causing affordability to weaken in most areas of the country.

Among the 100 largest metro areas, Los Angeles-Long Beach et al., CA was the least affordable metro area in August followed by San Diego-Carlsbad, CA and Oxnard-Thousand Oaks-Ventura, CA. In these metro areas, a household earning about $100,000 can barely afford to buy on average 12 percent of homes currently listed for sale. In contrast, the same household can afford to buy on average more than 90 percent of the housing inventory in Youngstown-Warren et al., OH-PA, Dayton, OH and Toledo, OH.

For more information, view the Realtors® Affordability Distribution Curve and Score data page.


[1] Based on Nielsen’s income distribution data

July 2018 Housing Affordability Index

At the national level, housing affordability is up from last month but down from a year ago. Mortgage rates rose to 4.75 percent this July, up 14.7 percent compared to 4.14 percent a year ago.

  • Housing affordability declined from a year ago in July moving the index down 8.2 percent from 151.2 to 138.8. The median sales price for a single family home sold in July in the US was $272,300 up 5.2 percent from a year ago.
  • Nationally, mortgage rates were up 61 basis point from one year ago (one percentage point equals 100 basis points).

  • Regionally, the Northeast recorded the biggest increase in home prices at 7.0 percent. The West had an increase of 5.3 percent while the South had a gain of 3.1 percent. The Midwest had the smallest growth in price of 2.5 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The Northeast had the biggest drop in affordability of 10.3 percent. The West had a decline of 8.3 percent followed by the South that fell 6.8 percent. The Midwest had the smallest drop of 2.2 percent.
  • On a monthly basis, affordability is up from last month in three of the four regions. The Midwest had biggest gain of 7.9 percent. The West had an incline of 2.6 percent followed by the South with an increase of 2.1 percent. The Northeast had the only dip in affordability of 1.1 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 183.6. The least affordable region remained the West where the index was 101.2. For comparison, the index was 143.0 in the South, and 142.2 in the Northeast.

  • Mortgage applications are currently down 1.8 percent and mortgage rates are continuing to rise. Credit availability has declined which is a sign that there is constriction on lending standards. Job creation is up as well as new homes sales. As inventory increases, more buyers are likely to come into the housing market. Home prices are up 4.6 percent while median family incomes are only growing 3.2 percent.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

 

 

 

Homes Typically Sold in 27 Days in July 2018

Amid strong demand compared to homes for sale, REALTORS® reported that properties were typically on the market for 27 days, a shorter time compared to one year ago (30 days) and about the same level during the prior month (26 days), according to the  July 2018 REALTORS® Confidence Index Survey.[1]

During the May–July 2018, properties typically sold within one month in 32 states and in the District of Columbia, with properties selling most quickly in the D.C. metro area (17 days), Utah (19 days), Colorado, Idaho, Michigan, Ohio, South Dakota, and Washington (20 days).

Another indicator of how quickly properties are selling is the days on market on Realtor.com.[2]

In 381 out of 500 metro areas tracked by Realtor.com (76 percent) typically stayed on the market for fewer days in July 2018 compared to their median listing time one year ago, including in high price areas such as Jose-Sunnyvale-Sta. Clara, CA; San Francisco-Oakland-Hayward, CA; Los Angeles-Long Beach Anaheim, CA; San Diego-Carlsbad, CA; Bridgeport-Stamford-Norwalk, CT ; and New York-Newark, Jersey City, NY-NJ-PA. The decline in days on market in many areas indicates that demand is still broadly strong, with demand outpacing homes for sale.

However, there were fewer metro areas that had year-over-year faster selling times compared to July 2017 (395 metros). Metros where properties typically stayed much longer on the market longer in July 2018 compared to one year ago include Vallejo-Fairfield, CA; Madera, CA; Kennewick-Richland, WA; and Bend-Redmond, OR.  

Scroll down the list of metro areas in the interactive table below or hover over the map to view the median number days properties were listed on Realtor.com in July 2018 and one year ago.

Fastest-Selling Markets July 2018

 

[1] In generating the median days on market at the state level, NAR uses data for the last three surveys to have close to 30 observations. Small states such as AK, ND, SD, MT, VT, WY, WV, DE, and D.C., may have fewer than 30 observations.

[2] To access Realtor.com data, go to https://www.realtor.com/research/data/.

 

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Testimonials

- Highly likely to recommend. 11/02/2013 - ppgreens27 Bought a home in 2013. We were unsure whom to contact for our questions on purchasing a lot, and we contacted Mary as a cold call. Mary contacted us right away. We set up a time to explore as many lots and houses for sell based on the review of the material Mary gave us. It took us awhile to make our decision and Mary was always available for our many questions. She helped us with information we needed to make our final decision. Mary is very knowledgable about the McCall area, and she was able to call local experts in various fields to get us answer as we met. We felt confidence in her knowledge of what we would need to build a house from scratch, if this was our decision. We definitely would request Mary's help in the future, and we have recommended her to our family and friends.
I would reccomend Mary to anyone buying or selling a home. We are out of state and Mary's help is/was superb. We have had many experiences with agents and Mary's expertise is the most impressive of all. We will be continuing our search with Mary (health problems put us on hold) since she is the most informative, knowledgeable, patient, and friendly agent we have had the pleasure of assisting us. We were working with another agent in the area and put in an offer on a newer house. We lost the home due to the agent shopping for/on the afternoon of the deadline of all offers. The offer was given the day before even, then was faxed to the seller the day after the deadline. I did inform the agent of the deadline several times, the agent was working for the listing office. It was a bank owned property, and our offer was even higher than the accepted. We were extremely miffed, Mary was the next agent we contacted after we dismissed the previous agents services. Mary then informed us of the of the newly built home we very much wanted having problems that SHOULD have been disclosed!!!! The house needed preventative maintenance and repairs which would have been exceeded the value. even if we did them ourselves. I have been in residential construction for 10 years, self employed. There would be no guarantee that the type of preventative construction this house required would even work where this newer home is built. Imagine spending near 10k a year on repairs!! This is why you need Mary, she knows the area and is an agent everyone should have the pleasure of working with, if you value your time and money, either buying or selling.
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